Loan Variables
PLEASE READ THIS BEFORE USING VARIABLES...
The Bryt system uses numerous variables in our system. Be sure that you understand the function of the variables used in your document template, notice and/or report. Using an incorrect variable may produce an inaccurate result. You should thoroughly test your variables against a variety of your loans to ensure accuracy before using them. If you need assistance with variables please contact Bryt support.
This list of variables is available for anyone with the Custom Documents module, it also outlines which merge field variables correspond with existing Notice variables.
Note: New Investor-specific variables were added. Those variables are limited to Investments add-on module users, as is the case with other variables related to add-on modules, such as Impound, Lender Fees, etc.
Category | Field in Bryt Application | Merge Field Name
(for Custom Documents) | Notice Field Name
(for Notices) |
---|---|---|---|
Contact | First Name Example: Jane | BorrowerFirst | [BORROWER_FIRST] |
Contact | Middle Name Example: B. | BorrowerMiddle | N/A |
Contact | Last Name Example: Doe | BorrowerLast | [BORROWER_LAST] |
Contact | Full Name (combined first name, middle name and last name) Example: Jane B. Doe | BorrowerFirstMiddleLast | N/A |
Contact | Organization Name Example: ACME Building Supply | BorrowerOrg | N/A |
Contact | Organization and Full Name combined Example: ACME Building Supply / Jane Doe | BorrowerFullName | [BORROWER_ FULLNAME] |
Contact | Primary Phone Number Example: 800-555-1212 | BorrowerPhone | N/A |
Contact | Email Address Example: jane.doe@acme.com | BorrowerEmail | N/A |
Contact | Street 1 Example: 1600 Pennsylvania Avenue NW | BorrowerStreet1 | [BORROWER_ STREET1] |
Contact | Street 2 Example: Suite 100 | BorrowerStreet2 | [BORROWER_ STREET2] |
Contact | City Example: Washington | BorrowerCity | [BORROWER_CITY] |
Contact | State Example: DC | BorrowerState | [BORROWER_STATE] |
Contact | Zip Example: 20500 | BorrowerZip | [BORROWER_ZIP] |
Contact | Full address - Combination of Street 1, Street 2, City, State, Zip Example: 1600 Pennsylvania Avenue NW, Suite 100, Washington, DC 20500 | BorrowerFullAddress | [BORROWER_ FULLADDRESS] |
Loan - Info | Name of Loan Example: LOAN-123456 | LoanName | [LOAN_NAME] |
Loan - Info | Closing Date of the Loan in short date format Example: 2/14/2021 | ClosingDateShort | N/A |
Loan - Info | Closing Date of the Loan in long date format Example: Sunday, February 14, 2021 | ClosingDateLong | N/A |
Loan - Info | Original Loan Amount Example: 120,000.00 | OriginalLoanAmount | [ORIGINAL_LOAN_AMT] |
Loan - Info | Current Interest Rate Example: 7.000% | ActiveInterestRate | N/A |
Loan - Info | Maturity Date Example: 12/31/2030 | MaturityDate | [MATURITY_DATE] |
Loan - Info | Per Diem (Daily Interest Accrued) Example: 33.33 | DocumentDatePerDiem | N/A |
Loan - Info | Monthly Payment Day Example: If the payment is due on 31st, will display 31. | MonthlyPaymentDay | [REG_MONTHLY_PMT_DAY] |
Loan - Info | Number of Payments - Total number of Payments through the loan's originally set schedule | NumberOfPayments | N/A |
Loan - Info | Remaining Number of Payments - Total remaining unpaid payments left on a loan | RemainingNumberOfPayments | N/A |
Loan - Info | Days Past Due | DaysPastDue | N/A |
Loan - Info | First Payment Date | FirstPaymentDate | N/A |
Loan - Info | First Frequency - Frequency of payments at the beginning of the schedule | PaymentFrequency | N/A |
Loan - Balances | Current Principal Balance Example: 118,323.86 | ActivePrincipalBalance | N/A |
Loan - Balances | Principal Balance on the "Document Date" Example: 118,323.86 | DocumentDate PrincipalBalance | N/A |
Loan - Balances | Outstanding Balances – Late Fee Example: 0.00 | DocumentDateOutstandingLateFeeBalance | N/A |
Loan - Balances | Outstanding Balances – Impound Example: 25.65 | DocumentDateImpoundBalance | N/A |
Loan - Balances | Outstanding Balances – Interest Example: 0.00 | DocumentDateOutstandingInterest | N/A |
Loan - Balances | Outstanding Balances - Lender Fees (Will sum all lender fees together as one outstanding balance) Example: $250.00 | DocumentDateLenderFeeBalance | N/A |
Loan - Balances | Balloon Amount - Amount of final balloon payment | BalloonAmount | N/A |
Loan - Balances | Document Date Payoff Amount - includes interest, principal, outstanding interest, outstanding late fees, Lender fees and Late fees | DocumentDatePayoffAmount | N/A |
Loan - Balances | In Arrears Total As Of Date - Sums up all due payments to catch up a borrower. (Doesn't include principal balance) | InArrearsTotalAsOfDate | N/A |
Loan - Balances | Document Date Hold Balance | DocumentDateHoldBalance | N/A |
Loan - Balances | Total of outstanding balances as of Document Date. Sums outstanding interest, outstanding late fees, and outstanding lender fees. Example: $14,325.83 | DocumentDateOutstandingBalancesTotals | N/A |
Loan - Payment | Total (Lender) Fees Due | PaymentTotalFeesDue | N/A |
Loan - Payment | Total Impound Due | PaymentTotalImpoundDue | N/A |
Loan - Payment | Interest Due | PaymentInterestDue | N/A |
Loan - Payment | Principal Due | PaymentPrincipalDue | N/A |
Loan - Payment | Amount of next payment without any accrued late fees Example: 1,000.00 | PaymentTotalDueWithoutLate | [NEXT_DUE_AMOUNT_ WITHOUT_LATE] |
Loan - Payment | Amount of next due with late fee, regardless of whether payment is late already. If payment amount is $100 and late fee is $50, total will display $150 even if the loan isn't late yet. Example: $150.00 | N/A | [NEXT_DUE_AMOUNT_ WITH_LATE_DUE] |
Loan - Payment | Amount of next payment with accrued late fees, only if payment is already considered late. If payment is late on 01/10/2023 and document is generated on 01/01/2023, payment will not display late fee. If document is generated after grace period, then payment will display with late fee. Example: 1,100.00 | NextDueAmountWithLate | [NEXT_DUE_AMOUNT_ WITH_LATE] |
Loan - Payment | Amount of next due payment (without late fee) and with all outstanding balances due (lender fees, late fees, outstanding interest balances). Example: $1,450.00 | NextPaymentWithOutstandingDues | N/A |
Loan - Payment | Next payment due date Example: 6/30/2021 | PaymentDueDateShort | [NEXT_DUE_DATE] |
Loan - Payment | Late fee amount if not paid by next due date Example: 100.00 | PaymentLateFeeAmount | [NEXT_DUE_LATE_FEE] |
Loan - Payment | Last Date of the Payment Grace Period Example: 5/31/2022 | PaymentGracePeriodEnds | N/A |
Loan - Payment | The due date of the last regularly scheduled payment made, regardless of Document. Example: If the last payment was paid 11/15/2023 and was due on 11/01/2023, this variable will display the due date of 11/01/2023, even if Document Date is 09/01/2023. | LastRegDueDate | N/A |
Loan - Payment | The check reference number that was entered on the last regularly scheduled payment that was made, regardless of Document Date. If no check reference number was entered, will be empty. Example: Check # 4568 | LastRegPmtCheckNumber | N/A |
Loan - Payment | The date of the last payment that was made, regardless of the Document Date. Example: If LastPayment made was 11/04/23 and document date is 10/01/2023, LastPaymentDate will be 11/04/2023. | LastPaymentDate | N/A |
Loan - Payment | Last Payment Amount, regardless of Document Date. Returns string “No previous payment” if no prior payment found | LastPaymentAmount | N/A |
Loan - Payment | The amount paid to principal of the last payment made, regardless of the Document Date. Example: $22.33 | LastPaymentPrincipal | N/A |
Loan - Payment | The amount paid to interest of the last payment made, regardless of the Document Date. Example: $125.00 | LastPaymentIntererst | N/A |
Loan - Payment | The amount paid to late fees of the last payment made, regardless of the Document Date. Example: $15.00 | LastPaymentLateFee | N/A |
Loan - Payment | The amount paid to Impound/Escrow of the last payment made, regardless of the Document Date. Example: $20.00 | LastPaymentImpound | N/A |
Loan - Payment | The sum amount paid to all Lender Fees of the last payment made, regardless of the Document Date. Note: If you have multiple lender fees, they will be summed & displayed as 1 total. Example: $250.00 | LastPaymentLenderFeeTotal | N/A |
Loan - Payment | The due date of the last unscheduled payment made. Example: If unscheduled payment made on 01/15/2023, 01/15/2023 will display. | LastUnScheduledPaymentDueDate | N/A |
Loan - Payment | The check reference number that was entered on the last unscheduled payment that was made. If no check reference number was entered, will be empty. Example: EFT | LastUnScheduledPaymentCheckNumber | N/A |
Loan - Payment | The date of the last unscheduled payment that was made prior to the document date. Returns "No previous unscheduled payment" if no unscheduled payment is recorded. Example: 03/15/2023 | LastUnScheduledPaymentDate | N/A |
Loan - Payment | The total amount of the last unscheduled payment made prior to the document date. Example: $200.00 | LastUnScheduledPaymentAmount | N/A |
Loan - Payment | The amount paid to Principal of the last unscheduled payment made prior to the document date. Example: $175.00 | LastUnScheduledPaymentPrincipal | N/A |
Loan - Payment | The amount paid to Interest of the last unscheduled payment made prior to the document date. Example: $25.00 | LastUnScheduledPaymentInterest | N/A |
Loan - Payment | The amount paid to Late Fees of the last unscheduled payment made prior to the document date. Example: $15.00 | LastUnScheduledPaymentLateFee | N/A |
Loan - Payment | The amount paid to Impound/Escrow of the last unscheduled payment made prior to the document date. Example: $75.00 | LastUnScheduledPaymentImpound | N/A |
Loan - Payment | The sum amount paid to all Lender Fees of the last unscheduled payment made prior to the document date. Note: If you have multiple lender fees, they will be summed & displayed as 1 total. Example: $250.00 | LastUnScheduledPaymentLenderFeeTotal | N/A |
Loan - Payment | Total Payment made in Last 31 days - (31 days prior from Document Date used). Values return “N/A” if no previous payments are found | TotalDuePaidLast31Days | N/A |
Loan - Payment | Total Principal paid in Last 31 days - (31 days prior from Document Date used). Values return “N/A” if no previous payments are found | PrincipalDuePaidLast31Days | N/A |
Loan - Payment | Total Interest Due paid in Last 31 days - (31 days prior from Document Date used). Values return “N/A” if no previous payments are found | InterestDuePaidLast31Days | N/A |
Loan - Payment | Total Late Fees Due paid in Last 31 days - (31 days prior from Document Date used). Values return “N/A” if no previous payments are found | LateFeesDuePaidLast31Days | N/A |
Loan - Payment | Total Late Fees paid in Last 31 days... Sum of outstanding AND ‘due’ late fees - (31 days prior from Document Date used). Values return “N/A” if no previous payments are found | TotalLateFeesPaidLast31Days | N/A |
Loan - Payment | Total Fees Due paid in Last 31 days - (31 days prior from Document Date used). Values return “N/A” if no previous payments are found | FeesPaidLast31Days | N/A |
Loan - Payment | Total Escrow/Impiound Due paid in Last 31 days - (31 days prior from Document Date used). Values return “N/A” if no previous payments are found | ImpoundDuePaidLast31Days | N/A |
Loan - Payment | Sum of amounts paid into the “Hold” account in Last 31 days - (31 days prior from Document Date used). Values return “N/A” if no previous payments are found | HoldAccountPaidLast31Days | N/A |
Loan - Payment | Sum of outstanding late fees paid in Last 31 days - (31 days prior from Document Date used). Values return “N/A” if no previous payments are found | OutstandingLateFeesPaidLast31Days | N/A |
Loan - Payment | Sum of outstanding interest paid in Last 31 days - (31 days prior from Document Date used). Values return “N/A” if no previous payments are found | OutstandingInterestPaidLast31Days | N/A |
Loan - Payment | The payment date of the last payment made 31 days prior to the Document Date Example: 11/20/2023 | LastPaymentDateLast31Days | N/A |
Loan - Payment | The due date of the last payment made 31 days prior to the Document Date Example: 11/01/2023 | LastRegDueDateLast31Days | N/A |
Loan - Payment | The payment amount of the last payment made 31 days prior to the Document Date Example: $1288.00 | LastPaymentAmountLast31Days | N/A |
Loan - Payment | The check number information of the last payment made 31 days prior to the Document Date Example: Check # 4568 | LastRegPmtCheckNumberLast31Days | N/A |
Loan - Payment | The amount paid to principal of the last payment made 31 days prior to the Document Date Example: $500.00 | LastPaymentPrincipalLast31Days | N/A |
Loan - Payment | The amount paid to interest AND outstanding interest of the last payment made 31 days prior to the Document Date Example: $465.00 | LastPaymentInterestLast31Days | N/A |
Loan - Payment | The amount paid to Late Fees AND Outstanding Late Fees of the last payment made 31 days prior to the Document Date Example: $50.00 | LastPaymentLateFeeLast31Days | N/A |
Loan - Payment | The amount paid to Impound of the last payment made 31 days prior to the Document Date Example: $20.00 | LastPaymentImpoundLast31Days | N/A |
Loan - Payment | The sum total of all Lender Fees paid of the last payment made 31 days prior to the Document Date Example: $2125.00 | LastPaymentLenderFeeTotalLast31Days | N/A |
Loan - Payment | The payment date of the last Unscheduled payment made 31 days prior to the Document Date Example: 11/25/2023 | LastUnScheduledPaymentDateLast31Days | N/A |
Loan - Payment | The due date of the last Unscheduled payment made 31 days prior to the Document Date Example: 11/01/2023 | LastUnScheduledPaymentDueDateLast31Days | N/A |
Loan - Payment | The payment amount of the last Unscheduled payment made 31 days prior to the Document Date Example: $1288.00 | LastUnScheduledPaymentAmountLast31Days | N/A |
Loan - Payment | The check number information of the last Unscheduled payment made 31 days prior to the Document Date Example: Check # 4568 | LastUnScheduledPaymentCheckNumberLast31Days | N/A |
Loan - Payment | The amount paid to principal of the last Unscheduled payment made 31 days prior to the Document Date Example: $500.00 | LastUnScheduledPaymentPrincipalLast31Days | N/A |
Loan - Payment | The amount paid to interest AND outstanding interest of the last Unscheduled payment made 31 days prior to the Document Date Example: $465.00 | LastUnScheduledPaymentInterestLast31Days | N/A |
Loan - Payment | The amount paid to Late Fees AND Outstanding Late Fees of the last Unscheduled payment made 31 days prior to the Document Date Example: $50.00 | LastUnScheduledPaymentLateFeeLast31Days | N/A |
Loan - Payment | The amount paid to Impound of the last Unscheduled payment made 31 days prior to the Document Date Example: $20.00 | LastUnScheduledPaymentImpoundLast31Days | N/A |
Loan - Payment | The sum total of all Lender Fees paid of the last Unscheduled payment made 31 days prior to the Document Date Example: $2125.00 | LastUnScheduledPaymentLenderFeeTotalLast31Days | N/A |
Loan - YTD | Year-to-Date – Total (Lender) Fees Due | PayinsYearToDateFees | N/A |
Loan - YTD | Year-to-Date – Impound Dues | PayinsYearToDateImpound | N/A |
Loan - YTD | Year-to-Date – Interest Dues Example: 1025.88 | PayinsYearToDateInterest | N/A |
Loan - YTD | Year-to-Date – Principal Dues Example: 765.67 | PayinsYearToDatePrincipal | N/A |
Loan - YTD | Total Amount Due Paid to Date Example: 2,500 | PayinsYearToDateTotal | N/A |
Loan - YTD | Payins Year To Date Late Fees - Not Inclusive of any outstanding Late Fees paid. | PayinsYearToDateLateFees | N/A |
Loan - YTD | Payins Year To Date Outstanding Late Fees - OnlyInclusive of outstanding Late Fees paid. | PayinsYearToDateOutstandingLateFees | N/A |
Loan - YTD | Outstanding interest paid over the past year to date | PayinsYearToDateOutstandingInterest | N/A |
Loan - Total (life of loan) | Total Interest Over Life Of Loan (OLOL) - sum of “Interest Due” for all “Standard” and “Prorate” periods | TotalInterestOLOL | N/A |
Loan - Total (life of loan) | Total Payments Over Life Of Loan (OLOL) - sum of “Interest Due” for all “Standard” and “Prorate” periods | TotalPaymentsOLOL | N/A |
Date | Current Date Example: 6/30/2021 | DocumentDateShort | [DATE] |
Date | Current Date Example: Wednesday, June 30, 2021 | DocumentDateLong | N/A |
Account | Company Name Example: RJS Investment Corporation | ServicerName | [SERVICER_NAME] |
Account | Street 1 Example: 123 North Main St | ServicerStreet1 | [SERVICER_STREET1] |
Account | Street 2 Example: Suite 220 | ServicerStreet2 | [SERVICER_STREET2] |
Account | City Example: San Mateo | ServicerCity | [SERVICER_CITY] |
Account | State Example: CA | ServicerState | [SERVICER_STATE] |
Account | Zip Example: 94010 | ServicerZip | [SERVICER_ZIP] |
Account | Phone Number Example: 800.635.9874 | ServicerPhone | [SERVICER_PHONE] |
Account | Example: rjsinv@gmail.com | ServicerEmail | [SERVICER_EMAIL] |
Tables | Payoff Statement (simple) - This table returns a payoff table with all lender fees and late fees combined (no details) | N/A | |
Tables | Payoff Statement (detailed) - This table returns a payoff table with all lender fees and late fees detailed | N/A | |
Tables | Payment Schedule - This table returns a Payment Schedule table with recorded payments and future scheduled payments. For more information regarding what this table includes, please click "Click for Details". | N/A | |
Tables | Amortization Schedule - This table returns an Amortizaion table with Payment Due Date, Starting Principal Balance, Total P&I Payment Due, Total Principal Due, Total Interest Due, and Ending Balance. | N/A | |
Custom User Defined Fields | Custom User Defined Fields | N/A | |
Date (Investments) | First Day of Pay Period Example: Dependent on Date Range option you select - setting 7/11/2023 as the document date, with "Month Prior to Document Date", the first day would be 6/1/2023 | StartOfPeriod | N/A |
Date (Investments) | Last Day of Pay Period Example: Document Date selected 3/15/2023, selecting the Date Range Option of "Month Prior to Document Date", then it would yield 2/28/2023 | EndOfPeriod | N/A |
Contact (Investor) | First Name Example: Jane | InvestorFirst | N/A |
Contact (Investor) | Last Name Example: Doe | InvestorLast | N/A |
Contact (Investor) | Middle Name Example: B. | InvestorMiddle | N/A |
Contact (Investor) | First Middle Last Example: Jane B. Doe | InvestorFirstMiddleLast | N/A |
Contact (Investor) | Organization Example: ACME Building Supply | InvestorOrg | N/A |
Contact (Investor) | Full Name and Organization Example: ACME Building Supply / Jane B. Doe | InvestorFullName | N/A |
Contact (Investor) | Primary Phone Number Example: 800-555-1212 | InvestorPhone | N/A |
Contact (Investor) | Email Address Example: jane.doe@acme.com | InvestorEmail | N/A |
Contact (Investor) | Full Address - Combination of Street 1, Street 2, City, State, Zip Example: 1600 Pennsylvania Avenue NW, Suite 100, Washington, DC, 20500 | InvestorFullAddress | N/A |
Contact (Investor) | Street 1 Example: 1600 Pennsylvania Avenue NW | InvestorStreet1 | N/A |
Contact (Investor) | Street 2 Example: Suite 100 | InvestorStreet2 | N/A |
Contact (Investor) | City Example: Washington | InvestorCity | N/A |
Contact (Investor) | State Example: DC | InvestorState | N/A |
Contact (Investor) | Zip Example: 20500 | InvestorZip | N/A |
Table (Investments) | Investor Investments - This table returns an investments table with all associated loans, ownership percentages, next payment due dates, maturity dates, rates, and current value of their investment. | N/A | |
Table (Investments) | Investor Funding - This table returns an investments table with all associated loans, dates of activity, and amounts. | N/A | |
Table (Investments) | Investor Payouts Processed - This table returns an investments table with all associated loans, dates of activity, principal, interest, late fees, other fees, and total fees. | N/A |